Friday, June 26, 2009

Are You Sure MasterCard’s PCI Ruling Affects You?

If you’re a Level 2 retailer who has been dutifully completing your annual PCI self-assessments — quietly chuckling to yourself about the stricter rules facing Level 1 retailers — the joke’s now on you. And if you’re a Level 3 retailer, guess who might be next?

MasterCard has decided that all Level 2 merchants, those who process between 1 million and 6 million credit card transactions, must have on-site PCI validation assessments completed by December 31, 2010. Previously, Level 2 retailers, roughly 10,000 in the U.S., were only required to submit annual self-assessments. (Click here for MasterCard’s merchant level definitions.)

Level 2 retailers, who typically have between 50 to 250 locations, should start planning now in order to meet the December 31, 2010 deadline. “It will take six months to a year for a Level 2 retailer to implement this,” Retail Technology Experts president Mahendran Ramanathan told me.

However, retailers should also remember that the transactions are counted per each card brand. For example, if your company processes 2 million credit card transactions, you aren’t necessarily a Level 2 retailer. You may have 800,000 MasterCard transactions, 600,000 Visa transactions, and 600,000 American Express ones. In that case, you’re a Level 3 retailer and thus are not required to have an on-site validation assessment.

At least for now. “You can see the trajectory on this,” Reliant Security managing partner Mark Weiner told me. “Bit by bit, the card brands have been tightening the validation requirements. At some point, the validation requirements are going to dip lower and lower into the other levels.”


  1. The above thought is smart and doesn’t require any further addition.
    It’s perfect thought from my side.

  2. کلینیک سپید لبخند با ارائه ی کلیه ی خدمات دندانپزشکی اعم از ایمپلنت، ارتودنسی، لمینت و خدمات دندانپزشکی عمومی آماده خدمات رسانی می باشد.کلینیک دندانپزشکی سپید لبخند با کسب رضایت بیش از 98 درصدی رضایتمندی بیماران، توانسته است خود را به عنوان یکی از برترین کلینیک های تخصصی دندانپزشکی کشور معرفی کند. این جایگاه پس از سال ها تلاش متخصصین، استفاده از بروز ترین تجهیزات، همکاری و همدلی تمام دست اندرکاران کلینیک به دست آمده است که نشان از دلسوزی نسبت به بیماران و بالا بودن کیفیت خدمات سپید لبخند دارد. به پاس تشکر از اعتماد شما عزیزان هم اکنون می توانید حتی پس از انجام امور پزشکی خود، از خدمات دندانپزشکی و مشاوره ای استفاده کنید. چرا که در بعضی موارد بیماران به علت نگهداری بد از دندان، پس از انجام امور دندانپزشکی مثل اینپلنت دچار مشکلاتی می شدند و نمی دانستند هم اکنون باید چه کنند. اما هم اکنون می توانید با برقراری تماس رایگان با متخصصین کلینیک مشکلات خود را مطرح و رفع نمایید.

  3. Norton setup has a different version to set your system properly by using various features. setup is a type of antivirus software program that detect and find errors, virus attacks in your system. Mainly norton removal tool helps you to install and reinstall Norton antivirus security software. If you have any issues regarding this then visit us.

  4. if you are facing any issue in your security so you no need to worry about McAfee provide the best protection for any kind of cyber attack and harmful viruses like malware and spyware etc. mcafee security

  5. There is always a problem while opening the Bin file on Android phones. you may start to change the file extension on the right side of the computer and then install the file by using APP installer application on your android phones. You can create open bin file download free on any of your devices.

  6. Roblox is a best gaming platform for you if you are looking for games development environment. Free Robux